Gold investment in all forms is a smart choice since gold is one of the most stable assets that can protect your wealth across generations. A gold IRA or investment retirement account, for instance, is like turning your retirement money into a golden egg nest. It is your ticket to a secure future. To build it, you need a trusted company like the American Hartford Gold Group.
Overview of American Hartford Gold Group
California-based American Hartford Gold provides both retirement accounts and precious metals for clients who want to diversify their holdings. It specializes in IRA, TSP, or 401k account diversification that allows investors to include gold and silver assets in their holdings. For those who like collecting physical gold or silver, they sell competitively-priced high-quality coins and bars. Upon retirement, you can liquidate your assets or withdraw the physical gold/silver metal.
This family-owned company has a reliable Data Center that operates continuously to keep their clients well informed about the market uptrends and downtrends. They provide easy accessibility to live metal charts, allowing investors to compare the prices of metals and directly communicate with account representatives. They store all investments in an IRS-approved private, secure facility.
What Are They Selling?
For years, American Gold Group has been one of the leading companies that assist individuals and institutional investors to secure a portion of their wealth by diversifying portfolios with precious metals. They also give relevant advice to the use of gold and silver for survival purposes when crises happen.
- Gold IRA Rollover
- Precious Metals IRA
- Silver IRA Rollover
- Gold and Silver bars & coins
Some of the popular products are the American Gold Eagle coins, American Buffalo gold coins, American Silver Eagle coins, Australian Wildfire coins, South African Krugerrand coins, Canadian Silver Maple Leaf coins, 1-ounce gold bars, and silver/gold Valcambi CombiBar. All these items bear the mark of IRA eligibility. You can also view their characteristics like metal content, thickness, diameter, metal purity, and other manufacturing elements.
Costs & Fees
Currently, the American Hartford Gold offers free set-up of Gold IRA account as well as rollover of retirement accounts to Precious Metals or Gold IRA. Shipment of gold and silver to the depository facility is also cost-free with the inclusion of tracking and insurance benefits.
They do not also require a minimum amount for Gold IRA contribution and usually waive storage fees from 3 years and longer, depending on the number of metals and size of the account.
For the account maintenance, there is no information on their company website. However, they often offer promotional deals to buy a certain worth of precious metals and get a 3-year no-account maintenance fee.
Pros and Cons
Like other investment types, there are rewards and risks involved when you opt to diversify your retirement account or invest your money to possess physical gold or silver metals. Your foremost concern is how to find the right company for your financial goals. Settling for a mediocre investment company is a big NO. You have to protect your wealth at all costs and prevent potential risks. The right company offers an all-in convenience, reliability, and ultimate protection. Let’s check out the pros and cons when you pick American Hartford Gold Group for your investment needs.
- Transparent Pricing
The pricing of American Hartford Gold is considered one of the industry’s bests. They are transparent and often change to reflect the current market prices. The constant changes aim to give their clients good deals. Before your purchase, you will be informed of the total costs and fees.
- Quality Customer Service
They offer 24/7 customer service to attend to the concerns and inquiries of clients and potential investors. Everyone from Executive Leaders, Client Service Staff, and Product Specialist works to make your gold acquisition experiences quick, smooth, and hassle-free.
- Professional and Extensive Market Knowledge
Backed up with trading experience and knowledge of the market’s historical perspective, they offer intelligent analysis and tips for investors.
- Buyback Commitment
They give an option for their clients to sell their metals to them first, without additional liquidation fees.
- Professional Handling and Shipping Services
They follow standard protocols to protect the value, integrity, and structure of your precious assets. Every shipment is double-checked, recorded, and sent to the client to ensure quality handling.
Full non-disclosure of purchase or sale transactions is assured by the company. They ship physical gold and silver in safe and non-descript packages.
- No available prices on their online product catalog
Storage Options & Delivery Options
Your physical assets are safe and secure with the company. They forged a partnership with trusted and leading depositories to guarantee the safest way to store their clients’ assets. American Hartford Gold would encourage their clients to use International Depository Services (IDS), Brinks Global Services, or Delaware Depository Service Company. These facilities invested billions of dollars for security features and insurance to keep your investment well-protected against any intrusion or theft issues.
You can also choose to keep your gold or silver assets separate from the other metals at the depository facility. This may entail an additional fee. Generally, depositories charge a $75 per year storage fee. The cost would vary depending on your investment value.
Only a few investment companies offer buyback deals with their clients. American Hartford Gold is one of them. This commitment is one of their selling points, allowing their clients to stress-free handling of the physical metals when they retire. Their buyback plan includes a quick 3-step liquidation process and no additional costs that can reduce the value of your investment. If you decide to sell your gold to them, they will arrange the shipment from your depository, and issue a check payment.
What Makes American Hartford Gold Group Unique?
Just like the other investment companies that offer non-traditional retirement accounts, American Hartford Gold Group offers precious metals to help you retain the value of your hard-earned money. But unlike others, they offer more than products and investment instruments. They work to build incredible packages and values that make them one of the best gold investment firms in the United States of America and beyond.
It received an “A” rating from various independent consumer groups including Business Consumer Alliance and “A+” and accreditation from the Better Business Bureau. Moreover, American Hartford Gold got excellent trust ratings from the customers.
The pragmatic approach of the company that focuses on the interest of their clients at all times makes it a widely popular choice for people who want a simple and transparent system of investing. Why make things complicated when at the end of the day, people who want to invest only want assurance that their assets are secured and would grow exponentially?
Here are some of the company’s unique attributes:
They make investing easy and stress-free. Their professional staff will assist you from the initial step to the final phase of the process. Setting up a new account takes 3 steps – fill out the dedicated form, talk to an account executive, and fund your account. Acquiring precious metals is also a breeze with 3 easy steps – call their contact number and tell what you need, go through the options and decide if you want gold, silver, or other metals, and place the order.
Excellent Customer Service
To make everything easy, the American Hartford Gold ensures the availability of their personnel to assist clients. They are just a phone away whenever there are concerns and queries. They make everyone feel that you have their back, providing a personal touch and professional knowledge about investing. This gives a secure feeling that you are doing the right thing. People want to feel confident and assured when it comes to investing their wealth, eliminating errors and doubts.
Up-to-Date News and Resources
They believe in giving fresh and precise information to keep their clients well-informed about investing in gold and other precious metals. The company makes regular reports, newsletters, and blogs with the necessary data that can help you make the right decisions and informed choices.
Diverse IRA services
Whether you want physical gold or silver items or retirement investment accounts, the American Hartford Gold is a good choice. Its BuyBack Commitment is also a great factor that makes liquidation of your assets more convenient and cost-free. They also guarantee that they can match the offers of other gold buyers. In the event of negative circumstances, you get an option to sell them quickly and efficiently.
Flexible Pricing Models
The prices follow a constantly changing model that allows investors the best deals at specific times. The company’s website has a live ticker that provides minute-to-minute updates of the market trends. It helps their clients find the right time to invest without relying on outside predictions.
Transparency is one of the company’s fundamental attributes that sets them apart from the competitors. They follow a dynamic pricing mechanism that offers maximum returns on your investment. While the prices are not visible on their websites, you can obtain them by calling or emailing a product specialist.
Free Investment Guide
To help you get started, there is a 25-page information guide that contains all the things you need to know about investing in gold or silver. The purpose is to help you avoid the common mistakes during your journey to investing in a brighter future.
You can take advantage of your tax-deductible or pre-tax funds to invest in a Gold IRA. The gains of retirement account with precious metals are tax-free. When you reach 59 and six months old, you can withdraw from your account without penalties and only pay taxes on the withdrawn amount.
Opening a Gold IRA Account with American Hartford Gold
Opening a self-directed Gold IRA account is a breeze.
Steps to follow:
- Fill out the available account form online or seek the assistance of a Product Specialist to do it over the phone. I would recommend calling a specialist if you are new to this investment option.
- Decide how much will be your initial fund. Initiate money transfer to your new IRA. If you already have a Roth or traditional IRA account, 401k, or 403k, you can roll over your investment fund to the American Hartford Gold Group.
- Once your account is funded, it’s time to choose the metal/metals for your account.
Once you reach the age of 59 ½, you can liquidate your fund or choose to get your physical metals. It is also crucial to remember that when you withdraw your assets early than what is stipulated in the contract, you will incur penalties under the rules of the IRS. The company recommends holding them for 5 to 10 years first to accumulate value and reduce penalties.
Customer Support & Customer Complaints
In terms of customer support, the American Hartford Gold got it covered by providing plenty of information and tools about investing. There are available resources on their website, including a precious metal catalog, fact sheets, and expert analysis. You get real-time prices of gold, silver, platinum, and other available products they offer. A price charting tool to determine the value of precious metals is also provided for clients’ convenience.
Anyone interested in setting up an IRA account or buy precious metals can easily avail of their free investment guide through email. If you need enlightenment about anything that concerns investing, you can always call a support staff or chat with the support team. They also provide timely and accurate reports on how your Gold IRA is performing by talking with your account executive as well as regular value statements of your account.
Most of the customer complaints thrown against the company are not about the company itself but on issues concerning the price fluctuation of precious metals or delay of metal shipment. There are more positive reviews than negative ones from verified buyers who have tried their services. The transparency and solid commitment to address the needs of the customers make a real difference to the trust and confidence of people in the American Hartford Gold.
They take immediate action when dissatisfied customers make a complaint about whatever reason, always acknowledging the concern, clarifying it, and working to resolve it as soon as possible. They aim to come up with a satisfactory solution that addresses the problem without compromising the integrity of the company.
For claims of their legitimacy, the customer reviews and high ratings for the American Hartford Gold are enough to prove it. Since its inception in 2015, the company has earned the respect and trust of the industry. One of their strong points of establishing close a rapport with customers is being run by a close-knit family whose members have extensive knowledge about gold investment.
When it comes to self-directed Gold IRA, Goldco is a smart choice. Its ability to hedge investment portfolios against market crashes makes it one of the trusted financial institutions in the industry. For more than a decade, Goldco is helping people accumulate wealth by diversifying their retirement accounts with gold, silver, or palladium. Their mission is to help their clients have a stress-free, satisfying retirement life by safeguarding their savings and making them available for emergency purposes.
The BitIRA staff is well-versed in 100 years of investing experience. They provide you with access to a custodian that works with Fidelity Investments, Merrill Lynch, among others.
BitIRA offers a convenient way to invest in cryptocurrency for your retirement account. BitIRA also provides traditional IRA and self-directed IRAs invested primarily in cryptocurrencies such as Bitcoin or Ethereum, but with other investments like stocks and bonds.
Pros: BitIRA lets you purchase 8 different types of cryptocurrencies. The company provides insurance on all of your assets. BitIRA has a one-stop-shop setup program for opening your new Digital IRA account.
Con: Bit IRA has not been clear about its pricing.
Recognized by the financial industry as one of the trusted companies, Regal Assets has thousands of high-profile clients. Their selling points are metals and cryptocurrencies, two of the much-sought products that help investors solidify their holdings against recession and price fluctuations. Regal Assets aims to provide easy diversification or transfer of traditional IRAs, allowing clients to invest in metals to hedge their assets. Their future-proof Regal IRA plan is the world’s first Alternative Assets IRA, offering unique features that you cannot find in other offerings.
California Gold & Silver Exchange
California Gold &Silver Exchange is your one-stop buy-and-sell shop It buys gold, silver, platinum, diamonds, coins, and bullions, paying accordingly for the quality of your metals. The company prides itself on having a high payout in Southern California and over 40 years of experience in dealing with all kinds of buyers and sellers. California Gold & Silver Exchange offers a free estimate and great customer service. They do not pressure clients to sell their metals, offering sound advice on how to maximize their value and giving a guarantee that when they are ready to sell, the company would give them a great deal.
American Hartford Gold’s best practices, values, and diverse products make it one of the leading financial firms to invest your retirement money. They place importance on serving the best interests of their clients and assisting those who are interested to invest in precious metals. The valuable offers of American Hartford Gold Group coupled with the mission to provide a stress-free investing experience gives them a cutting edge over their competitors.
Those who want a pleasant, informed, and smooth ride to investing prefer this company. Whether you are a newbie or an experienced investor who wants to acquire precious metals to solidify your assets, American Hartford Gold is the firm to trust. Check it out.