Best Places to Retire in US

Best Places to Retire in US

Last Updated on April 17, 2024 by Ben

When deciding the best places to retire in the US, consider what is essential such as you and how much you are ready to spend on living expenses. Housing is necessary, especially if you intend to downsize now that your children have graduated. Another consideration is the weather and whether you like to be outside or inside. The cost of living and taxes should also be considered, as some cities may be more tax-friendly for seniors.

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Orlando, Florida

Are you considering retiring to Orlando, Florida? You’re making an excellent decision for your quality of life. Famously lovely weather, an abundance of entertainment options, and a considerable population of active seniors are just a few reasons why retirees flock to the Sunshine State in their golden years. Orlando should be on your retirement list if you appreciate the sun, a good time, and the opportunity to live within your means. Your grandchildren will enjoy it as well.

Offers Exciting Attractions for Retirees

Seniors who retire in Orlando never get bored because there is always something to do. Being close to Disney World is a significant advantage to retirement in Orlando, and it is ideal for seniors with grandchildren who can quickly and frequently visit Florida for vacations.

Home to Many Different Senior Living Options

An active adult living community, sometimes known as a “55-plus” community, is one choice for seniors moving to Orlando for retirement. These communities are great for retirees who want to maintain their independence but do not want to cope with the maintenance duties of owning a house outright. These communities also include a variety of amenities, like pools, exercise centers, and happy hours, to help residents make the most of their retirement. Living in a retirement community is ideal for seniors who want to focus on relaxing and enjoying the sun.


Because the state does not have an income tax, all kinds of retirement income, including Social Security and public and private pensions, are tax-free.

Charleston, South Carolina

Charleston, South Carolina, is a lovely city steeped in American history. There are numerous reasons to retire here, including the beautiful countryside, friendly residents, and cultural attractions. Charleston has plenty to offer retirees, from visiting the city’s historical attractions to enjoying its natural beauty. With much to provide, it’s no surprise that Charleston is among the best cities in the United States to retire.

Gorgeous Beaches

Folly Beach and Kiawah Island Beach are two of the most popular beaches for seniors. Folly is well-known for being friendly to both families and holidaymakers. It features a lovely pier where you can walk down to see the lake from every perspective. Surfers adore the beach because of the fantastic surf!

The beach features a conserved marshland where you may see some wildlife that lives on Kiawah, such as loggerhead sea turtles and bottlenose dolphins. Retirees can enjoy walks on the pier, nature watching, and surfing.

Low Living Expenses and Mortgage Benefits

The standard of living in South Carolina is lesser than in most other states, and spending categories such as healthcare and local government are below the national average. For people on a fixed income, this makes it a perfect spot to retire, and it’s also ideal for folks who want to pay off debts without bankruptcy.

Seniors’ Tax Breaks

South Carolina is an excellent place to retire for seniors who rely on Social Security payments. The state doesn’t tax Social Security benefits, and seniors 65 and over are eligible for a Homestead Tax Exemption.

Scottsdale, Arizona

Arizona is an excellent place to retire. The weather is pleasant and dry, with plenty of sunshine all year. Scottsdale, Arizona, is one of the top retirement communities for seniors, and Scottsdale has numerous things to do and see and is a wonderfully pleasant location.

Activities Right Outside Their Front Door

Scottsdale is the place to retire if you want a mix of arts, culture, shopping, and nightlife. There are many restaurants to pick from, with most offering outdoor seating so you can enjoy your meal while taking in the fresh air.

Provides a variety of options for senior living

It is an excellent choice for seniors who want to own property but do not want to cope with the hefty duties that come with homeownership. Many of these communities in Scottsdale will offer pools, fitness centers, and planned social events. e.

Retirees’ Tax Situation is Favorable

Scottsdale is an excellent option for retirees who wish to make the most of their retirement funds. For retirees, Arizona is considered “tax-friendly.” Furthermore, Arizona’s foodstuffs are exempt from sales tax, saving you significant money each year.

Tampa, Florida

Tampa is another fantastic option that adores Florida (and its surrounding suburbs). It’s an ideal location for anyone wishing to live an active life after retirement. The city features a successful Riverwalk as well as one of the world’s best airports in the country. It’s also an excellent starting place for touring Clearwater and St. Petersburg.

If you want to visit a city with a Cuban flavor, Tampa is the place to go. The cigars created there are world-renowned, and numerous additional Cuban-inspired sights and activities are available.

Beaches on the Gulf Coast

Tampa, a major Gulf Coast city, has numerous gorgeous beaches. If you’re already in a tourist area, you don’t need to go elsewhere for your summer vacation.


Tampa Bay has a humid subtropical climate, with hot, rainy summers from May to October and dry winters from November to April. The coldest months are December through February, with freezing temperatures often falling in January. This environment is terrific news for many people because Tampa does not have a harsh winter or heavy snowfall so everyone can enjoy outdoor activities all year.

The Living Expenses Are Reasonable

Tampa, Florida, is an excellent spot to retire for various reasons. The cost of living is less than the national average, and housing prices are meager. This city is also ideal for young professionals just starting in their professions, and Tampa offers retirees an affordable way of living.

Low taxation

Tampa’s sales tax rate is 7%, which is lower than the state average. Furthermore, there are no taxes on Social Security or retirement income in Florida, and these features make Tampa an appealing option for retirees looking to stretch their retirement funds.

Minneapolis, Minnesota

Minneapolis, Minnesota’s largest city, is an excellent area to retire. The University of Minnesota, Minneapolis, with its major league sports teams, strong economy, and excellent public university, provides something for everyone. The city also features several lovely lakes, including Lake Calhoun, on the Mississippi River. Minneapolis is one of the Twin Cities, along with St. Paul. A photograph of Minneapolis’ Longfellow House, a more miniature duplicate of the Longfellow House in Cambridge, Massachusetts.

Environment and Climate

Minneapolis is an excellent spot to retire for individuals who prefer the outdoors and being near water. Because the city has a continental climate, winters can be chilly, and summers can be hot and humid. However, this also means numerous lakes, ponds, and wetland regions to enjoy within the city.

Simple Access to Medical Services

Healthcare is a primary priority for many retirees. When deciding where to retire, proximity to hospitals and availability of affordable care are essential considerations.

Lower Living Expenses

Even if you have retirement assets, they may not be sufficient to support your daily expenses. That is why migrating to a lower-cost-of-living state, such as Minnesota, may be a viable alternative for you.

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Denver, Colorado

This city of around three million people gets more than 300 days of sunshine and pleasant winters. The Rocky Mountains are in the distance. Numerous outdoor activities are accessible, and skiers may travel to different mountains in one or two hours. Denver has various neighborhoods and a thriving arts and entertainment scene. The city boasts more distilleries than any other city in the U.S., and it is slowly but surely becoming known for its gastronomic scene!

Outdoor Options

Colorado is home to four national parks: Rocky Mountain State Park, Mesa Verde State Park, Great Sand Dunes State Park, and the Black Canyon of the Gunnison. Colorado is home to many ski communities, including Aspen, Vail, Breckenridge, and these magnificent parks. During the summer, these towns provide several chances for seniors to hike, picnic, and enjoy the outdoors.

Fantastic Weather

Colorado offers an excellent retirement atmosphere. The high elevation and interior topography generate a refreshingly cool, dry environment. Autumn leaves, fresh powder skiing in the winter, wildflowers in the spring, and hiking in the summer are all options.

Medical Care

Colorado boasts a plethora of hospitals, several of which are nationally ranked and nine of which achieve high-performance standards.

Cincinnati, Ohio

Cincinnati, Ohio, is affectionately known as the “Queen City” and is located in the Midwest of the United States through the border of southern Ohio and northern Kentucky. It is rich in history and cultural diversity. It is home to major sports teams, several universities, a massive collection of breweries, an incredible food scene, and a thriving job market. Its yearly schedule is jam-packed with festivities held around the city.

A Walkable City

For various reasons, Cincinnati is one of the greatest cities to retire. The city’s location over the river from Kentucky makes it an ideal place for seeing a variety of museums. Furthermore, the city’s high walkability score indicates that seniors can quickly move around and stay active without relying on a car.

Medical Benefits

Cincinnati’s hospitals and medical clinics are well-regarded. In retirement, you may take care of all your health needs regardless of where you live. Knee replacement surgery is highly regarded at the nationally renowned University of Cincinnati Hospital and Mercy Health. In the Cincinnati area, there is no shortage of high-quality medical care.

Retirees Can Afford It

Cincinnati is an excellent destination for seniors wishing to retire on a tight budget. Ohio is a retirement-friendly state because it does not tax Social Security income and only partially levies income from public or private pensions.

Fort Lauderdale, Florida

Fort Lauderdale has long been considered college students’ spring break party destination. However, the city now has a lot more to offer retirees. It has a vibrant downtown with excellent restaurants, cultural activities, and a solid commercial district. While luxury resorts and high-rise condos have replaced beachfront hotels, the spectacular views and the lovely New River remain. In addition, there is no income tax in Fort Lauderdale!

Beauty in Nature

The natural beauty of Florida is apparent, and this city is no exception. Fort Lauderdale offers miles of Atlantic Ocean shoreline, numerous state parks, and natural reserves, such as the Florida Everglades. A short distance from this city is the world’s largest butterfly refuge. For nature enthusiasts, Fort Lauderdale is a true paradise.

Best Temperature

One of the best reasons to reside in this city is the weather. Florida enjoys beautiful weather all year. There are almost 200 days of sunshine annually, with temperatures reaching 80 degrees Fahrenheit. For visitors from colder climates, the winter in this city could be described as a tropical paradise. If you are a senior seeking a warm spot to retire, contact some Fort Lauderdale residential movers and make this city your new home.

Good Spend Retirement

Overall, Fort Lauderdale is a fantastic city to call home. When you evaluate the benefits and negatives, spending your retirement in Fort Lauderdale is an outstanding deal. It is a tranquil setting with plenty to do, ideal for those looking to unwind.

Miami, Florida

Florida has long been a popular retirement destination (due in part to the warm weather and low taxes). Still, Miami is an especially appealing alternative for those seeking more than beaches and golf courses. Although it is not as cheap as other cities, Miami has enough art galleries, Cuban food, and museums to make the rent worthwhile. Miami-Dade County has an “Active Over Adults Program” that gives free exercise programs and leisure activities to people 55 and older.

Excellent Weather

The weather in Florida, particularly in Miami, is warm and sunny, with usually pleasant and comfortable temperatures. The average temperature here for most of the year is between 81 and 60 degrees Fahrenheit.

Entertainment Possibilities

Miami offers several entertainment alternatives, including day and nighttime events. Parks, theaters, nightclubs, shopping malls, and the beach are just a few instances where you can discover different types of entertainment. If you enjoy history and architecture, there are several locations in Miami that you should see.

Low Taxes and Living Expenses

Miami’s cost of living is among the lowest in the country, especially for seniors, because the state’s taxes, transportation, and healthcare systems are worse than in most other states. This city’s general cost of living is 1% less than the national average.

Atlanta, Georgia

Atlanta, Georgia, has large, culturally diverse cities. Savannah, for example, is a gorgeous historical town. On the Atlantic Coast, it offers beautiful beaches, and Augusta even has one of the world’s most famous golf courses. Georgia is also among the most tax-friendly states in the nation.

Right Climate

Who would choose to retire to a place with extremely high or low temperatures? Most people who are seeking the ideal spot to retire prefer a location that is both sunny and comfortable.

Low Living Expenses

Atlanta is one of the more affordable options, making it an excellent choice for people seeking a low cost of living. As a result, it is suitable for retirees or anyone living on a fixed income. Simply lowering the expense of living here increases your chances of being able to reach out and appreciate all Atlanta has to offer.


The good news is that Georgia is a relatively tax-friendly state for retirees and, in general, a very affordable state. Georgia’s cost of living is comparable to the national average.

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Final Thoughts – Best Places to Retire in US

Whatever your retirement objectives are, it is critical to carefully assess the benefits and disadvantages of each potential retirement location. We’ve selected the most delicate areas to retire in the United States, whether you’re searching for a big city or a small village. Look at our list and see if these locations match your retirement criteria. The list includes cities such as Austin, Texas, and Charleston, South Carolina. So, whether you’re seeking a low-cost retirement community or want to spend your golden years in a lovely setting, there are plenty of fantastic options available.

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